Third Party Rights in Ridesharing Accidents

As Uber and Lyft become more popular, rideshare accidents involving pedestrians and bicyclists are on the rise. Because pedestrians always have the right of way in California, Uber and Lyft drivers, as well as the rideshare companies, can be held liable for injuries to third parties. In fact, Uber settled a wrongful death lawsuit for an undisclosed sum in 2015 after one of its drivers struck and killed a 6-year old girl in San Francisco two years earlier. Nonetheless, third-party claims in rideshare accidents are complicated, which makes having proper legal representation crucial.

J&Y Law represents rideshare accident victims in Northern and Southern California. If you or a loved one has been struck and injured by an Uber or Lyft driver, you may have grounds for a personal injury lawsuit. Our legal team understands third party rights in ridesharing accidents and is dedicated to holding Uber, Lyft, and their drivers accountable. When you consult us, you can rest assured we will stand by you every step of the way and make sure that you are fairly compensated for the harm you have endured.

How does rideshare insurance work?

Insurance coverage in a rideshare accident depends on whether or not the driver was off duty, carrying a passenger or waiting for a passenger.

When the rideshare app is off, drivers must carry minimum auto insurance coverage required by state law:

  • $15,000 bodily injury coverage per person injured in an accident
  • $30,000 of bodily injury coverage per accident
  • $5,000 of property damage coverage per accident

If the rideshare app is on, but the driver is waiting for a passenger, drivers are required to carry additional coverage:

  • $50,000 bodily injury liability coverage per person injured in an accident
  • $100,000 of bodily injury liability coverage per accident
  • $30,000 of property damage liability coverage per accident

Uber also provides $200,000 in additional liability insurance during this period.

When the driver is carrying a passenger, however, Uber and Lyft are required to carry a minimum of $1 million in automobile insurance to cover injured passengers, drivers and third parties. When a pedestrian or bicyclist is injured by an Uber or Lyft driver, obtaining compensation can be complicated. Insurers often seek to deny claims or settle for as little as possible. In the accident case mentioned above, Uber initially attempted to deny liability because the driver was not carrying a passenger even though the app was on.

Although third party rights in ridesharing accidents are more clear today, pedestrian accident claims continue to be challenging. If you sustain serious injuries after being struck by a rideshare vehicle when the app is off, the driver’s insurance may not be sufficient to cover all of your losses. Similarly, your damages may exceed the coverage that Uber, Lyft and drivers are required to cover when they are waiting for a passenger. In any case, it takes a skilled personal injury attorney to help you obtain the compensation you deserve.

Call an Experienced Rideshare Accident Attorney

Although Uber and Lyft provide customers with cost-effective, convenient transportation directly through a smartphone app, many individuals are not aware of the complicated liability issues involved in third party injury claims.

If you have been struck by an Uber and Lyft driver, you may have many questions. Can I sue Uber or Lyft? Can I sue the driver? Who will pay for my medical expenses? That’s the time to call J&Y Law. We have been at the forefront of rideshare accident cases since Uber and Lyft began operating in California several years ago.

Our experienced rideshare accident attorneys will take the time to explain all of your rights and fight for the compensation you deserve. While each case is unique, you may be awarded compensation for lost wages, medical expenses, loss of earning capacity, pain and suffering and other losses. If a loved one has been struck and killed by an Uber or Lyft driver, we can help you find justice by filing a wrongful death lawsuit.

At J&Y, we believe that no one should suffer because of the negligence of a rideshare driver. When you work with us, you will not pay any attorneys’ fees until we recover compensation for you. Contact our office today for a free evaluation of your case.


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